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A credit card account of mine was offered to them. Every other collection agency with which I actually have had to deal has been understanding and at least confirmed a modicum of goodwill. I plan on submitting bankruptcy in February, which I advised this firm. I called to speak to someone and was mainly informed too bad. Well, will most likely be too dangerous for them when this debt will get discharged in my chapter. Everyone with whom I even have spoken is extremely rude and unprofessional.
This company has a bank card bill for slightly over $700. I did not even know who they had been nor if I owed anybody any money. They have taken me to courtroom over and over to deliberately enhance their expenses. Even although they’ve called me and informed me I do not have to pay the first payment till April 15, 2019.
When I contact them concerning my account they’d advised me I owe them $800 however all 3 credit score bureaus say I owe the unique company $300 and my courtroom documents say I solely owe $300. I am very confused on how they want me to pay or what am I imagined to pay. I was struggling to pay my bills after getting laid off from my earlier place of employment. I had a credit card from Credit One that was charged off due to non-payment. Despite being rehired with my present employer, it was an uphill battle to play catch up. I was coming home from work when there was a discover taped on my door.
However, their website doesn’t provide any particular particulars in regards to the companies they supply. Their companies web page doesn’t determine the industries during which their collections employees is lively, nor does it specify the instruments or methods it makes use of in its debt collection efforts. Instead, it merely states that its multi-lingual in-house staff is fluent in French, Tagalog, and Spanish. According to the Better Business Bureau , Patenaude & Felix, A Professional Corporation, was based in 1987 and integrated in 1997. The BBB opened its file about five months after P&F’s incorporation date, in August 1997.